Title:
The Top Reasons Why You Want To Insure Your Car

Word Count:
575

Summary:
Why should you pay car insurance? Its often very expensive, and youre a safe driver, right? Youre practically giving money away. And for what benefit? Well, even if you are the worlds safest and most conscientious driver, you absolutely need car insurance. Going without it is irresponsible, dangerous, and its against the law. Every province in Canada have laws regarding car insurance, and the punishments for not having it are no joke. You can get an expensive fine, damag...


Keywords:
Car Insurance, Auto Insurance, Insurance Quote


Article Body:
Why should you pay car insurance? Its often very expensive, and youre a safe driver, right? Youre practically giving money away. And for what benefit? Well, even if you are the worlds safest and most conscientious driver, you absolutely need car insurance. Going without it is irresponsible, dangerous, and its against the law. Every province in Canada have laws regarding car insurance, and the punishments for not having it are no joke. You can get an expensive fine, damage your driving record, lose your drivers license, get your car impounded or even go to jail for driving without insurance. Coupled with another offense like speeding or running a stop-sign, its even worse.

But youre a perfect driver, right? You dont speed, run stop signs and red lights, park illegally, drive without a seatbelt or make illegal turns. You have nothing to worry about, right? Wrong. Even if your driving is beyond impeccable, you are on the road with other people who might make poor decisions. Maybe they are distracted, intoxicated, over-tired, talking on a cell phone or just plain careless. Maybe they forget to check their rear-view mirrors before changing lanes or they neglect to use their turn signals.

As careful and vigilant you may be, every second you spend behind the wheel you are at the mercy of other drivers. Tens of thousands of automobile accidents happen every day. If you get into something as insignificant as a fender-bender and get caught without insurance, you will find yourself in a very difficult and expensive situation.

Also, insuring your car has never been easier. There are dozens of internet sites devoted to helping you find out what type of insurance is best for you. Many sites will even generate quotes from multiple companies to help you determine which one is best for you. Using the internet, its possible to find a good insurance policy and open it in less than an hour.

If you still think car insurance it too expensive, consider this: You can adjust your insurance coverage and drastically lower your monthly payments. You might consider using liability-only insurance. If you get this type of insurance, damages you do to another persons car in an accident are covered, but your own vehicle is not. If you have an older-low cost car, this might be the best option for you. Or you could consider raising your deductible. Your deductible is the amount of money you would have to pay if you got into an accident. When you increase that amount, you reduce your monthly payments. If you have money saved up and are a safe driver, this is a great option. You could save a lot of money.

Ultimately, the decision to have car insurance is yours. The government can make rules that encourage you to get car insurance, but it cannot make you lift the phone or get on the computer and sign up. If you still think you dont need auto insurance, think about what would happen to you if you got into an accident. Could you afford to not only lose your car but have to pay for damages to another persons car as well? Could you afford to pay a stiff fine, lose your drivers license, your car or spend time in jail? Give yourself peace of mind and get insured. You wont regret it.


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